Picture source: http://www.mint.com |
Can’t pay credit card at time and
start ”terrorized” by the Bank (through a debt collector). Ashamed, indeed.
However, you may negotiate with the “win win solution”.
Here are the following tips:
1. You only need to speak well and
did not try to Dodge.
2. Inform the bank or credit card
issuer prior to maturity if you experience difficulties of payment.
3. If the debt collectors come in
and you haven't been able to pay, Say the truth about your financial
condition.
4 . Ask the agreement period and installments on how much money that you can pay
a month .
5 . To confirm, write on a legally paper.
6 . After an agreement was made, do payment in installments on immediately. So, they will not lost patience and use ways forcefully or violence.
2 comments:
Tips are really helpful because some debt collector is harassing us for paying.
Collection agencies are required to provide a phone number which is free for the debtor to call.Most debt collectors have their employees use a script, which contains a per-written introduction.
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